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  • The Appraisal Process: The third-party inspectors from both sides agree on an umpire. The three individuals meet at your property, and the referee makes the final call. It’s crucial to note that if this path is selected, you, as the insured, waive your right to litigate or take the case to court.
  • Legal Action: You can skip the appraisal process, bring in a property loss attorney, and file a lawsuit against the insurance carrier.